1. What Parakh is
Parakh is operated by Keshav Gupta, a sole proprietor based in Kanpur, Uttar Pradesh, India (“we”, “us”). By ordering a check you agree to these terms.
A check is a search of public records about a business you name by its GSTIN. We look at what the GST register publishes about that registration, and at the published court record, and we return a one-page report setting out what we found and what we could not find.
Every report is generated automatically by our verified data engine. Reports are delivered instantly online and can be downloaded as an A4 PDF.
2. What it is not
No score. No rating. No verdict on any party.
A Parakh report is not a credit report, not a credit score or rating, and not legal advice. We offer no opinion on the creditworthiness, honesty or reliability of any business or person. Credit scoring on a business is reserved for credit information companies registered under the Credit Information Companies (Regulation) Act, 2005, and we are not one.
Where a report marks a finding FLAG, CLEAR or NOTE, that mark describes the finding — one public fact and how it reads — and never the party.
The decision to extend credit, to trade, or to walk away is yours alone. A report is one input to it.
3. Price & Payment
The first check on a new account is free, once per verified email address. Every check after it is ₹199, inclusive of all charges (or equivalent in USD for international clients via Dodo Payments). There is no subscription and no recurring payment.
Payments in INR are collected securely through Cashfree Payments; international payments through Dodo Payments. We never see or store your raw card, UPI PIN, or bank credentials.
We verify that the GSTIN resolves to a real registration before asking you to pay, so that a GSTIN we cannot work with never becomes a charge you have to argue about.
4. Your side of it
- You must have a genuine business reason to look up the party you name — you are considering trading with them, extending them credit, or you already have.
- You must not use a report to harass, threaten, defame or pressure anyone, and you must not present it as a credit rating or as a finding of wrongdoing.
- The report is prepared for you. You may share it with your own partners, staff or advisors. You may not resell it or publish it commercially.
- One account, one business person. Do not create additional accounts to obtain additional free welcome checks.
5. What we can and cannot promise
We search sources we do not control and cannot correct. A report describes what those sources published, as at the date and time of the search, and it says so on its face. Records may be incomplete, delayed, mis-keyed at the source, or filed under a name that does not match the one you gave us.
Where the record is silent or the identity is uncertain, we say so rather than guessing. Every report carries a fixed section stating what the search could not find. A search that returns nothing adverse is not a statement that there is nothing adverse to find.
To the extent permitted by law, our total liability for any claim arising out of a check is limited to the fee you paid for that check. We are not liable for any trading loss, bad debt or business decision made after reading a report.
6. Changes, and governing law
We may update these terms. The version on this page at the time you order a check is the one that applies to it, and the date above tells you when it last changed.
These terms are governed by the laws of India. The courts at Kanpur, Uttar Pradesh have exclusive jurisdiction.
Questions about these terms: WhatsApp 81810 78361 · k3shavgupta@gmail.com.